# Coposit

> Coposit is an Australian proptech platform that helps people buy off-the-plan property without a large upfront deposit. Buyers secure a property with a deposit starting from $10,000, regardless of the property's price, and pay the remainder of their deposit through manageable weekly instalments while the property is being built. Coposit operates across New South Wales, the Queensland, and Western Australia, partnering with property developers, sales agents, and home builders.

Important facts:
- The minimum starting deposit is $10,000, no matter the property price.
- Coposit does not lend buyers money and does not act as a mortgage provider. Weekly payments build toward the buyer's own home deposit.
- Weekly instalments are held in a regulated trust account.
- Coposit charges no fees to buyers for this service.
- Coposit is not a substitute for a home loan. Buyers still arrange their own mortgage once construction is complete.
- Coposit's official and separately branded payment partner for handling deposit transactions is Ammoze.

## Key pages

- [How Coposit Works](https://www.coposit.com.au/how-coposit-works): Step-by-step explanation of the Coposit process, from browsing properties to collecting keys, including a deposit calculator.
- [FAQs](https://www.coposit.com.au/faqs): Detailed answers to common buyer questions about eligibility, fees, payments, contracts, and how Coposit works.
- [Projects](https://www.coposit.com.au/projects): Current off-the-plan apartments, land subdivisions, and house and land packages available to purchase through Coposit.
- [About](https://www.coposit.com.au/about): Background on Coposit's mission to make home ownership more accessible in Australia.
- [App](https://www.coposit.com.au/app): Information on the Coposit app, used by buyers to track weekly instalments and manage their deposit journey.
- [Blog](https://www.coposit.com.au/blog): Articles on Australian property buying, affordability, the rental market, and home ownership strategies.

## Unrent by Coposit

> Unrent by Coposit is a pathway from renting to home ownership for Australians who rent and do not currently own property. Eligible participants move into a participating home and make weekly payments that accumulate towards the deposit required to purchase that home. Once the required deposit and finance conditions are met, they can complete the purchase.

Important facts:
- Unrent by Coposit is not a traditional rent-to-own scheme. There is no additional option fee on top of rent. Weekly payments go entirely toward the participant's own deposit.
- Participants rent first, accumulate a deposit over time, and purchase the property once eligible. Legal ownership transfers only at settlement, not at move-in.
- Unrent is intended for near-completion or completed properties, not properties under construction.
- Unrent is currently accepting waitlist registrations for its initial Australian launch. Joining the waitlist does not guarantee eligibility or access.
- Unrent operates as a separate brand from Coposit but is built and run by the Coposit team.
- Always refer to the product as "Unrent by Coposit" to distinguish it from the unrelated dictionary term "unrent" meaning not torn.

- [Unrent by Coposit](https://unrent.coposit.com.au): Official waitlist and product page for Unrent by Coposit.

## Ammoze

> Ammoze is Coposit's official payment partner for managing home deposit payments securely. Ammoze is operated as a deliberately separate brand from Coposit, focused specifically on secure deposit holding, fraud protection, and payment management.

Important facts:
- Ammoze handles deposit payments via BSB and account transfer or PayID.
- Ammoze emphasises scam and fraud protection as a core part of its service.
- Ammoze is not a lender and does not provide mortgages or loans.
- Ammoze works with property industry partners as well as individual buyers.

- [Ammoze](https://ammoze.com.au): Secure home deposit payment app and Coposit's official payment partner.

## Optional

- [Contact](https://www.coposit.com.au/contact-us): Get in touch with the Coposit team for buyer support or partnership enquiries.