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The home deposit is a huge barrier to ownership in Australia. Something needed to change, so we changed it.

how coposit works
How Coposit works

Search and connect

Our marketplace includes a wide range of off-the-plan apartments, land sub-divisions and house and land packages across Australia. Here, you can browse and send enquiries to connect with property developers, home builders and sales agents offering Coposit payments.
Search and connect

Get Coposit Qualified and secure your home

Once you’ve found what you’re looking for, it’s time to get Coposit Qualified. The process is designed to give you an understanding of your weekly payment capability and future mortgage capacity before you commit. Qualified? Then it just got real! Put down your $10k minimum deposit and sign the legal contract of sale, and you have locked it in.
Get Coposit Qualified and secure your home

Own while you save

Your weekly payments are securely withdrawn from your nominated account to Coposit’s regulated trust account so that you can simply relax along the journey. Make sure you have downloaded the Coposit app to track your weekly instalments while your home is being built. Find out more about the Coposit app here .
Own while you save

Collect your keys

When construction is complete, so is your full deposit savings. It’s time to arrange your mortgage. Need help with this phase of your purchase? Contact us to request assistance from our in-house mortgage team. Once you have a loan approved, it’s time to collect the keys!
Collect your keys

We make it possible to deposit your way.

Try our calculator to work out your weekly coposits.

Coposit Calculator
Total home deposit
I want to pay upfront
Secure your brand new property with a minimum of $10k, then pay weekly coposits until it's builtSearch homes

We get it, you must have questions.

These are some of the most common.

How does Coposit make money?
Does Coposit loan me the money to cover my deposit?
How does Coposit collect my payments?
Does Coposit own part of my property?
What type of properties can I buy with Coposit?
How do I know if I am eligible for Coposit?
Is my money safe if the builder experiences financial difficulty?
Can’t find the right questions and answers?