Where $10k means you can buy a brand new property.

Coposit is the property app that allows you to pay your new home deposit weekly, while it’s being built.

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$10k
The minimum you need to get started, instead of a full deposit.
Weekly
Payments you make towards the full deposit while your home is being built.
100% Free
We charge the developer a listing fee, so there are no hidden fees for you, the home buyer.

The new way to property.

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Lock in today’s price, with $10k.
Stop the ever-shifting property price goal posts. Secure your home in today’s price and save the rest of your full deposit while your home is being built.
money
Buy with confidence.
Our Coposit Qualification process will give you an understanding of your weekly payment capability and future mortgage capacity before you commit.
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Get ahead.
We’re here to provide a pathway that fast-tracks your property ownership goals and dreams by years. Join thousands of Australians using Coposit.

So, how does it work?

1
Search and connect
Browse off-the-plan homes, use the Coposit calculator to adjust your weekly payments, then send an enquiry.
2
Get Coposit Qualified and secure your home
Once you’ve found what you like, it’s time to get Coposit Qualified and secure your home with a minimum of $10k.
3
Own while you save
Easily manage weekly payments in the Coposit app with your personal dashboard while your home is being built.
4
Collect your keys
Construction is complete and so is your full deposit. It’s time to settle - and we can help with that part too!
Start my search
Get on the property fast track with Coposit.
Sample Scenario
Purchase price

$750,000

Full deposit required

$75,000

Build time available

104 weeks

Secure with
+ Weekly payments
= Total deposit saved
Own while you save
Get qualified
Time to save deposit
With
Coposit Logo
$10,000
$625 × 104 weeks
$75,000
2 years
Without Coposit
$75,000
$0
$75,000
6 years*
Coposit saves you years securing your home.Get started
*The time required to save a (10%) deposit assumes a 15% annual savings rate on the median gross household income and based off the national median property price. This time required to save a 10% deposit, does not consider any property price fluctuations whilst you save for your deposit.
Source: Housing Affordability Report November 2023 – ANZ and CoreLogic.

The smarter home deposit for everyone.

For first home buyers

We’ve broken the deposit barrier, so your home ownership dreams are closer than you think.

For first home buyers

For investors

Now you can keep funds in offset. Cash-flow the deposit your way, without fees.

For investors

For downsizers

Have the flexibility to secure your new home without having to sell your old home.

For downsizers

For owner occupiers

A larger family home, or just something to call your own? Plan your next move confidently.

For owner occupiers
CASE STUDIES
Real results from the Coposit community.
Let’s take a look at some real life Coposit journeys of those who have made property ownership dreams come true much sooner.
copositor Millie
Millie
Had $10k in savings but was short of a 10% deposit.
With Coposit, Millie secured a two-bed apartment in Western Sydney two years earlier than she would have if she had to save up for a 10% deposit.
With
Coposit Logo
, here’s how:
Needed upfront
$80,000
$10,000
Build time utilised
104 weeks
Purchase price
$800,000
  1. Paid $10,000 upfront

  2. Paid $673/week for 104 weeks,

    interest-free and fee-free

  3. Property settled

5/5
Rated
“I choose Coposit as I did not have the full 10% saved up for a normal deposit.”
copositor Ivy & Sam
Ivy & Sam
Had $48k in savings but was short of a full deposit.
Ivy & Sam locked in an apartment early on. As they were able to start with more than $10k, their weekly payments dropped dramatically.
With
Coposit Logo
, here’s how:
Needed upfront
$120,000
$48,000
Build time utilised
96 weeks
Purchase price
$1,200,000
  1. Paid $48,000 upfront

  2. Paid $750/week for 96 weeks,

    interest-free and fee-free

  3. Property settled

5/5
Rated
“Coposit gave me my opportunity to get my foot in the door sooner.”
copositor Daisy
Daisy
Had the full deposit but saw Coposit as the smarter option.
A seasoned investor, Daisy, kept her savings in offset whilst making weekly coposits instead of locking money away during construction.
With
Coposit Logo
, here’s how:
Needed upfront
$95,000
$10,000
Build time utilised
72 weeks
Purchase price
$950,000
  1. Paid $10,000 upfront

  2. Paid $1,181/week for 72 weeks,

    interest-free and fee-free

  3. Property settled

5/5
Rated
“Coposit is a no brainer! Why lock my savings away when I can cash-flow payments on my terms instead.”
inspired by our copositors
Inspired by our Copositors?
Get started

Where is Coposit available?

Discover homes from leading builders and developers across Australia offering Coposit for their customers.

We get it, you must have questions.

These are some of the most common.

How does buying an off-the-plan property on Coposit work?
Does Coposit work on existing projects?
I’ve got my eye on an off-the-plan home within a new development. Can you help?
Do I own the property or does Coposit?
Do I need an upfront home deposit to buy a property with Coposit?
Can’t find the right questions and answers?
Get in touch
As seen in
A Current Affair
“The platform helping Aussies secure property.”
Today
“Struggling to own your first property? Effie Zahos could have the solution.”
7 News
“Help for people looking to break into the housing market.”
The Daily Telegraph
“An app designed to help property buyers get into the market faster.”
My Millennial Money
“What if you could purchase a new home much sooner?”