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First Home Buyers

30/09/2025·blog

5% Deposit Home Buying in Australia: What It Means, Who Benefits, and How to Prepare

A bigger doorway is opening for first home buyers. From 1 October 2025, the expanded First Home Guarantee lets eligible buyers purchase with a 5% deposit and no Lenders Mortgage Insurance (LMI), with the government acting as guarantor for the remaining 15% to reach an effective 20% loan-to-value ratio. Income caps and national place limits have been removed. Price caps have lifted in many markets. Regional buyers also get unlimited access under a separate expansion.
29/09/2025·blog

Top 5 Prestige Off the Plan Developments Across NSW

Looking for blue chip, off the plan property in NSW? Start here. This guide curates five prestige projects available on Coposit right now. Expect prime locations, refined design, and lifestyle appeal. We feature The Residences at Wahroonga Estate by Capital Corporation, plus four more standouts across Sydney.
29/09/2025·blog

How Western Sydney Balances Urban Growth and Green Living

Western Sydney is one of the fastest growing regions in Australia. New infrastructure projects, housing estates, and commercial hubs are reshaping the landscape. At the same time, the region is home to important natural assets such as bushland, rivers, and national parks. Balancing urban growth with green living has become a central challenge for planners, developers, and local communities.
25/09/2025·blog

Why First-Time Buyers Should Research Future Developments in the Area

Buying your first home is a major milestone. For many, it is the biggest investment they will ever make. While price and location are top priorities, one factor that first-time buyers often overlook is future development in the area. Understanding what is planned can make the difference between a smart investment and a costly mistake.
25/09/2025·blog

Why Young Couples Are Moving to North-West Sydney

North-West Sydney has become one of the most attractive regions for young couples. With new infrastructure, family-friendly communities, and modern housing options, the area is seeing strong demand. For buyers looking to start their journey into property ownership, North-West Sydney offers lifestyle and opportunity in one package.
21/09/2025·blog

How to Reduce Utility Bills and Redirect Savings to Your Deposit

Saving for a home deposit is one of the biggest challenges first home buyers face. Everyday costs like electricity, gas, and water bills can eat into your budget. The good news is that cutting down on your utility expenses doesn’t just lower your monthly outgoings. It also creates room to boost your savings and bring your property goals closer. Here are some practical ways to reduce bills and redirect the savings straight into your deposit fund.