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The Best Suburbs for Coastal Townhouses in Australia

By Coposit
09/09/2025

Australia is known for its stunning coastlines, and many buyers are now looking for townhouses near the beach. These properties are popular with first home buyers, downsizers, and investors. They offer modern living with the bonus of being close to the water. If you are buying off the plan or looking for your next property investment, certain suburbs stand out.

Why Coastal Townhouses Are in Demand

Living near the coast is a dream for many Australians. Townhouses make this dream possible without the high price tag of a freestanding house. They are low-maintenance, modern, and often close to lifestyle amenities. Many coastal townhouses are available to buy off the plan, giving you a chance to secure a brand-new property at today’s prices.

Coposit | Buy with $10K | Off the plan coastal townhouse | Buy Property in Australia

Harbour Shores | The Residences |‌Off the plan Gold Coast | Secure with $10k and $10,345 x 29 weeks

Key benefits of coastal townhouses:

  • Affordable compared to beach houses
  • Low-maintenance living
  • Ideal for first home buyers
  • Attractive to investors due to rental demand
  • Access to lifestyle amenities like cafes, parks, and the beach

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Top Coastal Suburbs in New South Wales

Wollongong

Wollongong combines beachside living with city convenience. The suburb offers new townhouse developments close to the sand. For first home buyers, Wollongong is attractive thanks to its growing job market and university presence. Investors also see strong rental demand here.

Central Coast

The Central Coast is a long-time favourite for families and retirees. Suburbs such as Terrigal and Avoca Beach are well known for their relaxed vibe. Buying off the plan in these areas gives buyers modern designs and community living close to Sydney.

Newcastle

Newcastle has transformed into a vibrant coastal city. Townhouses here are perfect for young professionals. The property market is still more affordable compared to Sydney, making it a smart option for first home buyers.

Coposit | Buy with $10K | Off the plan coastal townhouse | Buy Property in Australia

SOLHAVEN by CADRE |‌Off the plan West Ballina | Secure with $10k and $755 x 108 weeks

Best Coastal Townhouse Suburbs in Queensland

Gold Coast

The Gold Coast remains one of the most popular coastal property markets in Australia. Suburbs like Palm Beach, Burleigh Heads, and Mermaid Waters are hot spots. Townhouses here give buyers access to beaches, dining, and lifestyle options. Investors see strong rental returns due to tourism and migration.

Sunshine Coast

The Sunshine Coast offers lifestyle and growth potential. Caloundra, Maroochydore, and Coolum are attracting townhouse buyers. Many projects are being sold off the plan, giving first home buyers an entry into the market.

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Emerging Coastal Suburbs in Victoria

Geelong

Geelong is a fast-growing regional city with strong demand for coastal property. Townhouses are popular in suburbs like Torquay and Ocean Grove. Buyers can enjoy a surf lifestyle while still being connected to Melbourne.

Mornington Peninsula

Mornington Peninsula has long been a holiday favourite. More townhouse developments are appearing in areas like Mornington and Mount Martha. These properties are appealing to both downsizers and investors.

Coposit | Buy with $10K | Off the plan coastal townhouse | Buy Property in Australia

12 Princes |‌Off the plan Newcastle | Secure with $10k and $1,395 x 26 weeks

How Coposit Makes Coastal Buying Easier

Saving a big deposit can be the hardest part of buying property. With Coposit, you can secure your coastal townhouse with only $10,000 upfront. The rest of your deposit is paid in weekly instalments until settlement. This makes it easier for first home buyers to enter the market and own a property in sought-after suburbs without waiting years to save.

Coposit helps buyers get in early on off the plan projects, locking in today’s prices before the property is built. For those aiming to secure a townhouse in coastal hotspots, this can be a game changer.

Download the app that fast-tracks home ownership by years.

Tips for Buying Off the Plan in Coastal Areas

When looking at townhouse projects near the coast, consider the following:

  • Check the developer’s track record
  • Review the location for transport and amenities
  • Understand strata and body corporate costs
  • Look at rental yields if you are an investor
  • Secure your spot early, as demand is high

Download the app that fast-tracks home ownership by years.

Coastal Property Hotspots

Buying a townhouse near the beach is a smart move for both lifestyle and investment. With suburbs like Wollongong, Gold Coast, and Geelong leading the way, first home buyers and investors have plenty of options. Off the plan projects supported by Coposit make these properties more accessible, giving you a chance to enjoy coastal living sooner.

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