Top Suburbs for Affordable Apartments in Western Sydney

Western Sydney continues to grow as one of the most in-demand regions for first home buyers and investors. With strong infrastructure, cultural diversity and access to education and transport, the region offers more value for money compared to inner Sydney suburbs.

If you're looking to enter the property market, Western Sydney is full of suburbs where you can buy modern, off the plan apartments without breaking your budget. Here are some of the top affordable options to consider.

Why Buyers Are Flocking to Western Sydney

There are a few key reasons more people are buying in the west:

• Apartment prices are lower than in eastern and northern suburbs
• New developments offer better layouts, finishes and amenities
• Major investments in transport and infrastructure are underway
• More government grants and incentives apply to new builds
• Strong rental demand from a growing population

Off the plan properties are especially popular with first home buyers who want a modern lifestyle at a more accessible price point.

Buy Affordable Apartments in Liverpool, Western Sydney

Liverpool has transformed in recent years. With Westfield, Liverpool Hospital, Western Sydney University and a growing number of new apartment towers, it's fast becoming a second CBD.

Apartments in Liverpool are:

• Close to trains and the M5 motorway
• Surrounded by cafes, shops and services
• Eligible for off the plan opportunities under $650,000

It’s an ideal suburb for young professionals and families wanting city access without the high price tag.

Roslyn Street | Duplex Townhouses | Off the plan Sydney | Secure with $10k and $1,954 x 16 weeks

Blacktown Apartments for First Home Buyers and Investors

Blacktown is another Western Sydney centre attracting attention. Known for its multicultural population and growing infrastructure, it's one of the most affordable hubs still within easy reach of Parramatta and the Sydney CBD.

Blacktown offers:

• Off the plan apartments starting around $500,000
• Easy access to T-way buses and trains
• A family-friendly atmosphere with parks and schools nearby

Many buyers are taking advantage of its value before prices catch up with nearby areas.

Dara Blacktown | 2 Bedrooms Apartments | Off the plan Sydney | Secure with $10k and $1,960 x 25 weeks

Penrith Off the Plan Apartments with Lifestyle Appeal

Penrith is a gateway to the Blue Mountains, but it's also a booming regional hub in its own right. The new Western Sydney International Airport and surrounding Aerotropolis will further boost jobs and demand.

Penrith apartments give you:

• Great views of the mountains and Nepean River
• A vibrant town centre with retail, dining and entertainment
• Affordable entry points for both owners and investors

For those who want a mix of lifestyle and long-term growth, Penrith is a strong choice.

Buy New Apartments in Campbelltown, Western Sydney

Campbelltown combines affordability with green space. Surrounded by bushland, universities and health precincts, it offers an appealing balance of lifestyle and investment value.

Look for:

• Spacious new apartments with balconies and parking
• Close proximity to Macarthur Square, train lines and M5 access
• Prices well below the Sydney median

It’s one of the best-performing suburbs in terms of price growth while still being affordable.

Affordable Off the Plan Apartments in Merrylands

Located just west of Parramatta, Merrylands offers a more budget-friendly option with many of the same lifestyle benefits.

Buyers here enjoy:

• Shopping and dining at Stockland Merrylands
• Proximity to Granville, Guildford and Parramatta
• Apartments priced from the low $500,000s

Merrylands is ideal for commuters and first home buyers who want a central location with value.

Coposit Makes Entry Even Easier

If saving a deposit feels like the biggest hurdle, Coposit is here to help. With Coposit, you can secure an off the plan apartment in Western Sydney with just $10,000 upfront. The rest of your deposit is paid in weekly instalments during construction.

There are no interest charges or hidden fees. Your money is kept in a secure trust account, and the Coposit app helps you track every payment. It's the smarter way to own, especially in high-growth, affordable areas like Western Sydney.

Start Your Property Journey in Western Sydney

With growing infrastructure, new transport links and a wide range of off the plan developments, Western Sydney is a prime location for anyone looking to buy property. Whether you're a first home buyer or an investor, suburbs like Liverpool, Blacktown, Penrith, Campbelltown and Merrylands offer the perfect mix of price, position and potential.

Start browsing off the plan properties today on Coposit and find your ideal apartment with a payment plan that works for you.