Buying your first home is one of the biggest financial steps you will ever take. Many first home buyers are weighing up the benefits of purchasing a new property versus an older one. Choosing new is more than just about style. It is a future-proof investment that can set you up for strong capital growth, fewer costs, and a smoother start to property ownership.
One of the main reasons buyers choose new property is the opportunity for capital growth. When you buy off the plan, you often purchase at today’s price while the property is still being built. By the time you move in, the value may have already increased.
Capital growth is key to building long-term wealth. As the area develops and demand grows, the price of your property usually rises. For first home buyers, this means your first step on the property ladder can help you reach your next step faster.
Coposit | Buy with $10K | Off the plan Sydney | Brand New First HomeRhodes Bay | Off the plan Sydney, Rhodes | Secure with $10k and $694 x 111 weeks
This strategy has helped many first home buyers turn their first property into a strong investment.
Coposit | Buy with $20K | Off the plan Brisbane | Brand New First HomeAnchorage | Off the plan Brisbane, Sandstone Point | Secure with $20k and $731 x 89 weeks
Another reason buying new is a smart move comes down to tax depreciation. A new property allows you to claim higher depreciation benefits compared to an older one. This can make a big difference if you decide to rent out your property later.
Depreciation helps reduce your taxable income, putting more money back in your pocket. First home buyers who think about long-term investment often see this as an important advantage.
Coposit | Buy with $20K | Off the plan Sydney | Brand New First HomePyrmont Place | Off the plan Sydney, Pyrmont | Secure with $20k and $840 x 128 weeks
Older homes often come with hidden costs. Plumbing, wiring, and structural issues can add up fast. New properties give you peace of mind. You will not have to worry about repairs or renovations for many years.
This means you can focus on enjoying your new home instead of stressing over surprise expenses. Plus, new homes are built with modern materials and energy-efficient designs, which can save you money on bills.
Coposit | Buy with $10K | Off the plan Sydney | Brand New First HomeAuburn Square | Off the plan Sydney, Auburn | Secure with $10k and $406 x 106 weeks
For first home buyers, this makes living more affordable and convenient.
Coposit | Buy with $10K | Off the plan Sydney | Brand New First HomeCosmopolitan | Off the plan Sydney, Parramatta | Secure with $10k and $478 x 133 weeks
At Coposit, we know how hard saving for a deposit can be. That is why we created a smarter way to buy property. With Coposit, you can secure your new home with as little as $10,000 and pay the rest of your deposit in instalments while the property is being built.
This gives first home buyers access to off the plan properties without waiting years to save. You can step into the market sooner, start building equity, and enjoy the benefits of buying new.
Coposit | Buy with $10K | Off the plan Sydney | Brand New First HomeGrand Residences | Off the plan Sydney, Chatswood | Secure with $10k and $893 x 136 weeks
Buying new is more than a lifestyle decision. It is a financial strategy. From capital growth to tax depreciation and no maintenance costs, new properties are designed to support first home buyers. With tools like Coposit, the dream of owning your first home is closer than ever.
Coposit | Buy with $10K | Off the plan Sydney | Brand New First Home226 Grange Avenue | Off the plan Sydney, Marsden Park | Secure with $10k and $893 x 56 weeks
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