For many Australians, property is the most reliable path to building wealth. First-time investors are now entering the market with more confidence thanks to the rise of off the plan opportunities.
Buying off the plan gives investors the ability to secure a new property before it is built. This approach comes with unique benefits that align well with the needs of first-time buyers who are just starting their investment journey.
An off the plan property is one that is purchased before it has been completed. Buyers review floorplans, renders and inclusions, then sign a contract based on what will be delivered.
These properties are common in:
For first-time investors, this type of purchase offers a modern property with strong appeal to future tenants.
Horizon Hurstville | Budget friendly investment property | Secure with $10k and $350 x 63 weeks
New investors are choosing off the plan because it helps them:
These advantages reduce some of the pressure that comes with traditional investing.
Cosmopolitan | Budget friendly investment property | Secure with $10k and $441 x 143 weeks
One of the biggest advantages of buying off the plan is price certainty. The purchase price is agreed upfront, even though settlement will take place in the future.
If the market rises while the property is being built, the investor may already have equity by the time the home is finished. This can help when refinancing or planning future investments.
Brand-new properties come with significant tax advantages. These include:
For first-time investors, this makes managing cash flow easier while building a strong foundation for long-term success.
Tenants prefer newer homes. Modern designs, energy efficiency and clean finishes are all major drawcards.
With an off the plan property, investors can expect:
This helps reduce vacancy periods and property management headaches.
The Abbotsford | Budget friendly investment property | Secure with $10k and $1,190 x 68 weeks
Many first-time investors find saving the full 10 percent deposit upfront a challenge. Coposit helps make the process more accessible.
With Coposit, you can:
All payments are held in a secure trust account, giving you time to get ready for settlement while your property is being built.
For Australians stepping into property investing for the first time, off the plan purchases offer flexibility, tax savings and better financial planning.
Whether you're buying in Sydney, Melbourne, Brisbane or regional growth areas, Coposit can help you get started without the financial strain of a full deposit.
Browse current off the plan investment opportunities on Coposit and begin your journey as a property investor today.
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