Housing affordability in Australia is likely to be one of the big talking points of 2022 in the broker channel.

For all that the housing market exploded in 2021, it only raised the barrier of entry for young people looking to get their first home, and the results of the census are likely to show that the homeownership rate is at its lowest since the 1940s.

For many young people, the price of housing isn’t actually the biggest issue: it’s getting a deposit together in the first place.

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