Harbour Shores and Coposit: Own Gold Coast Waterfront Property with a $10k Deposit

Nine News Highlights

In a recent Nine News segment, reporters showed a scale model of Harbour Shores, a sixteen-hectare master-planned community at Biggera Waters. The story opened with a bold promise. Home ownership no longer feels out of reach, thanks to a partnership between Lewis Land and the fintech platform Coposit. Viewers learned that buyers can secure a new apartment or villa for just ten thousand dollars upfront. Weekly interest-free instalments then complete the balance of the ten-per-cent deposit while the homes are built.

Project director Cameron Grayson said the team wants a diverse resident mix. First-home buyers, young families, and professional couples will sit alongside downsizers rather than being priced out. The first residents are expected to move in by the end of 2026, giving today’s buyers a clear timeline.

What Makes Harbour Shores Unique

Prime Gold Coast Location

• Opposite Harbour Town Premium Outlets at Biggera Waters
• Minutes to Broadwater, beaches, and the M1
• Sixteen hectares with planned walking trails and a waterfront boardwalk

Resort-Style Amenities

• Lagoon pool, sauna, and clubhouse
• Yoga lawn, fully equipped gym, and tennis court
• EV-ready parking, solar-assisted common areas, and native landscaping

Sustainability Targets

Harbour Shores aims for a 6-Star Green Star Communities rating. Lower running costs and energy-efficient design should boost long-term value for both owner-occupiers and investors.

Advantages for First-Home Buyers

• Beat price rises. Lock in today’s price before further interstate migration pushes values higher.
• Build saving discipline. Weekly outgoings replace the temptation to raid a lump-sum savings account.
• Low entry hurdle. One-per-cent upfront is far easier to manage than the usual ten per cent lump sum.
• No hidden costs. Instalments are interest-free, and Coposit does not add buyer fees.
• Use government help. Queensland stamp duty concessions still apply to eligible first-home buyers.

Common Hurdles vs Coposit Fix

Investor Benefits

• Capital growth window. The two-year build phase lets owners capture any uplift before settlement.
• Rental squeeze. Gold Coast vacancy rates sit near one per cent, driving strong yields.
• Eco appeal. Sustainable design attracts tenants who value low energy bills and healthy living.

Step-by-Step Off-the-Plan Checklist

1. Research the developer. Lewis Land has delivered landmark projects such as Harbour Town and Sovereign Islands.
2. Review the payment schedule. Confirm what happens if you miss an instalment and set calendar reminders.
3. Get finance pre-approval. Banks assess your borrowing power now, not in two years.
4. Visit the display suite. Touch the finishes, walk the floorplans, and check storage space.
5. Budget for settlement costs. Factor in stamp duty, legal fees, and mortgage setup charges.
6. Plan your lifestyle. Map commute times, school catchments, and weekend activities around Biggera Waters.
7. Track construction updates. Regular progress photos and site visits keep you informed.

Secure Your Waterfront Home on the Gold Coast Today

Harbour Shores and Coposit give first-home buyers and investors a rare chance to enter the Gold Coast property market with only ten thousand dollars upfront. Weekly, interest-free payments make the rest of the deposit manageable while your new home rises on the water’s edge. Explore floorplans, payment calculators, and display-suite bookings on the Harbour Shores website so you can start your off-the-plan buying journey with confidence.