Rightsizing After Divorce or Separation

Going through a divorce or separation often brings major lifestyle and financial changes. One of the biggest decisions you’ll face is what to do about your living situation. Rightsizing — finding a home that better matches your new needs and goals — can help you move forward with clarity and confidence.

What Is Rightsizing?

Rightsizing means choosing a home that fits your current lifestyle, rather than simply buying something bigger or smaller. After separation, this often means focusing on comfort, location, and financial security.

It’s about creating a space that reflects who you are now and where you want to go next.

The Charlotte | Buy with Coposit | Secure with $10k and $307 x 40 weeks

Common reasons to rightsize:

• Lower housing and maintenance costs
• Reduce stress and simplify daily living
• Be closer to family, work, or community
• Free up funds for savings or travel

Rightsizing isn’t about downsizing — it’s about living smarter.

Reassessing Your Priorities

After a major life change, your priorities often shift. Think about what you truly need from your next home.

Harlyn | Buy with Coposit | Secure with $10k and $374 x 97 weeks

Key questions to ask:

• Do I need space for children or shared custody arrangements?
• How important is proximity to work or support networks?
• Am I looking for a short-term reset or a long-term investment?
• What type of property best fits my new lifestyle?

Taking time to reflect before buying ensures your new home supports your goals and financial future.

Financial Considerations

Divorce can change your financial situation significantly. It’s crucial to review your income, expenses, and borrowing capacity before committing to a new property.

Steps to take:

• Speak with a financial advisor or mortgage broker
• Check your new borrowing power and credit score
• Understand how assets and liabilities are divided
• Create a realistic post-separation budget

Being financially prepared helps you make confident decisions about your next home purchase.

Solara | Buy with Coposit | Secure with $10k and $646 x 91 weeks

Why Off the Plan Properties Are a Smart Option

For many people starting fresh, off the plan apartments or townhouses offer flexibility and time to plan. You can secure a property early and pay the rest during construction, giving you breathing room to rebuild financially.

Benefits include:

• Smaller initial deposit
• Extra time to save before settlement
• Brand new, low-maintenance living
• Potential for capital growth before completion

Off the plan purchases are ideal for those who want to plan their next chapter without rushing into immediate repayments.

Creating a New Lifestyle That Feels Right

Rightsizing is about more than finances — it’s about emotional and practical balance. Choose a home that aligns with your new routines and supports your wellbeing.

Look for:

• Natural light and calm surroundings
• Walkable access to shops, parks, and cafes
• Safe and welcoming communities
• Properties that require minimal upkeep

Your new home should feel like a fresh start, not a compromise.

Senso | Buy with Coposit | Secure with $15k and $571 x 106 weeks

Coposit: A Flexible Way to Move Forward

With Coposit, you can secure your off the plan property with just $10k and pay the rest in weekly instalments. There’s no need for a large upfront deposit, which helps you focus on rebuilding financial stability while your new home is being completed.

Whether you’re starting over or planning your next investment, Coposit gives you a flexible path to home ownership during a time of transition.

Autobiography Wickham | Buy with Coposit | Secure with $10k and $760 x 75 weeks

Moving Forward with Confidence

Rightsizing after divorce or separation is about reclaiming control, comfort, and independence. By choosing the right home — one that fits your lifestyle and future plans — you set the stage for a positive new beginning.

With smart planning and the right tools like Coposit, you can turn a challenging transition into an empowering step forward toward financial freedom and peace of mind.