One of the most common questions from renters who discover Unrent by Coposit is also the most important one.
What does it actually cost?
The answer is straightforward but worth explaining properly, because the cost structure of Unrent by Coposit is fundamentally different from every previous rent-to-own model that has operated in Australia.
Unrent by Coposit does not charge fees to participants on top of their weekly payments.
Your weekly payments go toward your deposit. Not toward fees. Not toward charges. Not toward an options premium. Toward your deposit.
That single fact separates Unrent by Coposit from most of what has come before it in the rent-to-own category.
There are two payments involved in Unrent by Coposit.
An upfront payment. When you enter the program, you make an upfront payment before moving into the property. The specific amount will be confirmed when locations are announced at the October 2026 launch.
Weekly rent payments. Once you have moved in, you pay rent in the usual way for approximately one year. That rent accumulates toward your deposit rather than going exclusively to a landlord.
That is it. Coposit does not charge an options fee. No interest on the accumulated amount. No additional charges for the eventual purchase opportunity.
This is the question that follows naturally from the above, and it deserves a direct answer.
Unrent by Coposit charges the property partner a sale fee when the purchase completes. The business model is aligned with the participant reaching ownership. The provider earns when the renter becomes an owner, not from charging renters ongoing fees regardless of outcome.
That alignment is what makes Unrent by Coposit structurally different from models that extracted value from renters through fees whether or not they ever reached ownership.
For a renter paying $780 per week in Sydney, the annual housing cost under Unrent by Coposit is approximately $40,560 in rent over the year. That $40,560 accumulates toward the deposit rather than building a landlord's equity.
Compare that to the conventional model where the same renter pays $40,560 to a landlord and saves a separate $10,000 to $15,000 alongside it.
Under the conventional model: $40,560 gone, $10,000 to $15,000 saved. Under Unrent by Coposit: rent accumulates toward the deposit at no additional cost.
The weekly payment goes toward your deposit rather than exclusively to a landlord.
For a full explanation of how the model works, read How Unrent by Coposit Works.
For a comparison between Unrent by Coposit and the Coposit off the plan model, read Coposit and Unrent by Coposit: What Is the Difference.
Check if Unrent by Coposit is right for you. The waitlist is open ahead of the full October 2026 launch.
For renters who want to explore the off the plan pathway while waiting for the October launch, eligible properties can be secured through Coposit with an upfront payment from $10,000 and the remaining deposit paid through weekly interest-free instalments during construction.
Browse current listings on the Coposit projects page, download the Coposit app, or contact the Coposit team.
This article is general information only. Specific costs and terms will be confirmed at the October 2026 product launch. Always seek independent financial advice before making any property decisions.
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